By BRIAN SANDERSBLACK bass player Bubbles B. is one of the lucky ones.
The bassist for a rock band that played on the top of the Billboard Hot 100 chart, Bubbles is in his early 20s and is not making much money.
He is paying $15 an hour, on top of $100 in student loan debt and other living expenses.
But Bubbles’ struggle to pay the bills is a familiar one for many Americans struggling to make ends meet.
For the past two years, the National Low Income Housing Coalition has been trying to provide the resources that can help those struggling to get by.
It is part of a nationwide effort to improve the lives of low-income Americans.
In recent years, low- and moderate-income families in the United States have become increasingly vulnerable to foreclosure.
They are living in neighborhoods that are largely unaffordable and lacking services that are essential for survival, said Julie Johnson, a senior policy analyst at the coalition.
Many have difficulty finding work, and are not even able to find a job in their field, said Johnson.
It can be hard to afford a mortgage, and they can’t afford rent.
And with few resources, they can end up paying the rent.
Bubbles is one in a growing number of people who are facing these challenges.
In 2009, the recession was still fresh in people’s minds.
For many, it was a time of rising unemployment and falling wages.
But Bubbles said that was a bad time for people to feel insecure.
Bubs mom, Kelli, is a single mother who has worked as a nurse in a small town outside of Atlanta for the past five years.
In 2009, her son went to work and she had to move out of her parents home to make room for him.
But she said she never really got a chance to meet Bubbles.
“I think I never really saw Bubbles because he wasn’t really in the spotlight, because we were all so busy,” Kelli said.
Bucbles has always had good grades, said Kelli.
He was a great kid and a great person.
He had great interests.
But he had a lot of trouble paying the bills, said Kimberly S. Brown, a co-founder of the coalition who helped raise money to help Bubbles get his life together.
“He was kind of a spongebobe.
He would just keep making new records.
He’d put out more records and get paid more, so he was making a lot more money than he should have been making,” Brown said.
But the stress of trying to keep up with his bills was weighing on Bubbles and making it harder for him to earn money.
His debt was increasing and he had to take out loans from his mom’s retirement fund to pay it off.
“His mom really wanted him to pay off his debt, but he didn’t, and that really hurt his confidence,” Brown recalled.
As a result, Bubles stopped playing music and his band ended up shutting down.
“The money we needed to get through that was in the bank, and we didn’t have it,” said Bubbles, who works in marketing and is in debt to repay his mom.
He said he had no choice but to shut down his band because he couldn’t pay the debts.
The situation is not uncommon, said Jill Schulz, who was part of the group that helped Bubbles with his student loans.
For many low- to moderate-level Americans, the housing crisis has meant a difficult life.
The number of low income households in the U.S. is up nearly 15 percent since 2008.
That means that more than 2.3 million Americans are in default on student loans, according to the U,S.
More than 6.6 million Americans have taken out a home equity line of credit, a loan that helps pay for housing.
A majority of those who do not have an equity line have a high amount of student loan outstanding.
While it may not seem like much at first glance, a mortgage that has been foreclosed on can put a burden on people’s lives.
For Bubbles it was too much to bear.
He was trying to put food on the table.
He couldn’t afford to go to school, or his wife had a baby and was working two jobs.
And the rent on the house was getting more expensive, which was making it impossible for him and his wife to stay in the neighborhood.
“It was a constant struggle to keep from losing it,” Bubbles recalled.
Bumps bandmate, Andrew, also has struggled with his own student loans issues.
Andrew graduated from college in 2013 with a degree in mechanical engineering.
He works part-time as a security guard at a shopping mall in Atlanta.
But Andrew is not one to take for granted that he can afford to keep his home.
Andrew has two